At the start of a new year, many people resolve to get their finances in order. Pacific Crest Lakewood would like to remind you that appropriate insurance coverage is one of the best ways you can protect yourself from financial disaster....
At the start of a new year, many people resolve to get their finances in order. Pacific Crest Lakewood would like to remind you that appropriate insurance coverage is one of the best ways you can protect yourself from financial disaster....
As you’re shopping for home or auto insurance, you might come across the concept of the credit-based insurance score, or simply the insurance score. Hmm, that’s odd. What does credit have to do with insurance risk, and how does it affect the cost of your insurance?...
Homeowners insurance and auto insurance play important roles in protecting your financial assets. Not only do they help to repair or replace your own property, your insurance policies cover your financial liability if you are at fault in an accident or if someone is...
While we in Florida are fortunate not to have to deal with the freezing cold and heavy snows of more northern states, we’re not exempt from nature’s wrath. In fact, we have quite a few natural disasters to be prepared for—in addition to hurricanes, Florida experiences...
Just like any specialized industry, insurance has its own vocabulary. When you’re shopping for a new policy—or trying to make sense of the policy you already have—it helps to understand some of the most commonly used insurance terms. Plus, understanding these terms...
If you’re enrolled in Medicare, the annual fall Medicare annual enrollment period (Oct. 15- Dec. 7) is the perfect time to review your Medicare coverage options to see if they are still right for you. If you currently have original Medicare and would like to try a...
The 2020 hurricane season started June 1, and we’ve already seen Tropical Storm Cristobal impact Louisiana and beyond. Even though many of us are already feeling stressed and anxious about the COVID-19 coronavirus, this is not the year to be blasé about preparing for...
You might think that if you have homeowners and auto insurance, you have enough insurance coverage in place to protect you financially if you’re responsible for an accident of some kind. Unfortunately, that isn’t always true. If you are sued because of an accident...
Texting while driving has been illegal in Florida since 2013, but law enforcement could only ticket you for it if they pulled you over for another violation. Not anymore. The Florida Ban on Texting While Driving Law went into effect July 1, but officers have been...
There are some instances when a standard homeowners insurance policy won’t cover your property, such as when you’re building a home from the ground up, or you own a vacant property undergoing renovations. What happens if your property burns to...
As you prepare to gather with family and friends for Thanksgiving, Pacific Crest Lakewood wants to thank you for your business, and wish you a happy holiday. We also want to remind you of a few Thanksgiving safety precautions to take to ensure that you also have a...
We’ve all done it. We hear the telltale ping or ring of our cell phone while driving. Surely it will be OK just to sneak a peek at the screen to see who is trying to reach us? Maybe even answer the phone? Unfortunately, all too often it’s not OK. Instead of focusing...
Valentine’s Day is quickly approaching and love is in the air! Once you've taken care of your significant other, why not show your home some love? Maintaining your home can save you money, hassles—and maybe even a homeowners insurance claim! You don’t have to do a...
We Can Insure That! Let Pacific Crest Lakewood Help With Specialty Insurance Coverage You already know Pacific Crest Lakewood can get you great deals on your homeowners, car, and business insurance (and if you don’t, contact us today for a free quote!). But what if...
We all love to play outdoors during the summer—the kids are out of school, we have more time to enjoy our toys and take vacations. But while you’re having fun in the sun, remember to take some common sense precautions during summer’s hot, humid days. Heat is one of...
One of the best things about the Tampa Bay area is the climate—when other people are getting ready for winter, we’re still able to play outside! And many of us have the “toys” to do just that—toys like boats, RVs, all-terrain vehicles (ATVs) and personal watercraft....
The start of the 2017 hurricane season is just 10 days away. Are you ready? If you’ve lived in Florida for any length of time, you know how much havoc a storm can cause. Better to spend an hour or two now to save a lot of stress and worry when a storm is bearing down...
Spring weather has many of us thinking about home and landscape improvements. It’s a perfect time of year to spruce up our surroundings, and prepare for the coming heat, humidity, and summer storms. If you’re planning renovations or landscaping projects this spring,...
It only takes a moment for an accident to happen and for your life to change. In today’s litigious world, if you’re responsible for an accident, you could find yourself being sued and your auto or homeowners policy limits aren’t sufficient to meet the damages. For...
We know buying insurance can sometimes be a confusing and frustrating experience. Sorting through coverages, deciding what you need and finding a cost-effective policy can be challenging. That’s where going with an independent agency like Pacific Crest Lakewood can...
Could you tell your insurance company every item you have in your home right now, and how much it’s worth? Probably not—and that could hurt you if your home is burglarized, severely damaged, or destroyed, and you have to make a claim on your...
While you’re shopping for and exchanging gifts with loved ones, scammers and identity thieves are lurking in the background, waiting to take advantage of unwary consumers. At Pacific Crest Lakewood, we do our best to make sure your personal assets are covered by...
Home fires are the single most common disaster in the United States, according to the American Red Cross. In fact, chances are 1 in 4 that a household will have a fire large enough to be reported to the fire department during the average person’s lifetime. In...
(HSA) Health Savings Accounts for all of Florida including Brandon, Riverview, and Tampa For the average business and consumer, health insurance is a major chunk of the budget. One way consumers and employers are trying to keep health insurance costs down is by...
We are happy to announce that this year we will be collecting TOYS FOR TOTS. Join us in helping others in our community by dropping off a toy today. When you drop off your toy don’t forget to put your name in the basket to win a $25.00 gift card.
Can I save money with a multi-policy discount? Why Bundling Insurance Might Cost You More Another way I hear this question asked is; if I bundle my auto and home insurance with you, will I get a discount? It's a great question, and there are...