The Right Coverage.
The Right Price.
Every Time.
|| Pacific Crest Lakewood Agency ||
Serving Bradenton, Lakewood Ranch, Riverview & surrounding Florida communities with Progressive, Tower Hill, Frontline, Slide, American Integrity, Citizens, Wright Flood & hundreds more for auto, home, business & flood coverage.
The Right Coverage.
The Right Price.
Every Time.
|| Pacific Crest Lakewood Agency ||
Serving Bradenton, Lakewood Ranch, Riverview & surrounding Florida communities with Progressive, Tower Hill, Frontline, Slide, American Integrity, Citizens, Wright Flood & hundreds more for auto, home, business & flood coverage.
Local Expertise
We understand Florida’s unique insurance landscape, from hurricane preparedness to flood zones, helping you get the right coverage for Florida living.
Right Coverage
From your daily commute to your weekend boat trip, we protect all aspects of your life with tailored insurance solutions for all Floridians.
The Right Price
Insurance doesn’t have to be complicated or overpriced. We break down your options and find coverage that fits your budget and needs.
|| About Our Company ||
Serving Florida Families & Businesses Since 2003
Pacific Crest Lakewood, formerly known as Lakewood Financial and L&M Insurance Group, is an independent insurance agency serving Bradenton, Lakewood Ranch, Sarasota, Riverview, and surrounding Florida communities since 2003. With over 25 years of experience and deep expertise across Personal, Business, and Commercial Insurance, our licensed team of specialists is committed to finding the right coverage for every client we serve. As a multi-location agency with offices in Bradenton and Riverview, we represent over 100 top-rated insurance companies — giving Florida families and businesses the choices they need to find the best policies at the most competitive rates.
Access to Top Insurance Providers
Bilingual Agents Available
25+ Years Experience
Competitive Rates
Licensed Local Experts
Personalized Service
Let us find you the right coverage at the right price with personalized service you can trust.
Pacific Crest Lakewood - Bradenton Office
Pacific Crest Lakewood - Riverview Office
Year Of Experience
|| What We Offer ||
We have the Providers You Need to Save
With access to top-rated insurance companies, we have the flexibility to match you with the right coverage at the right price. Our extensive network of trusted providers ensures you get comprehensive protection without overpaying. More options mean better rates and coverage tailored specifically to your needs.
Auto Insurance
Get the right auto coverage for drivers in Bradenton, Sarasota, Riverview, and surrounding Florida communities with policies that fit your budget. From basic liability to full coverage, we’ll help you find the protection you need on Florida roads.
Boat Insurance
Navigate Gulf Coast waters with confidence knowing your vessel is properly insured. We specialize in boat and marine coverage for Bradenton, Sarasota, Anna Maria Island, and Tampa Bay boaters, protecting your investment on and off the water.
Business Insurance
Safeguard your Bradenton, Lakewood Ranch, or Riverview business with comprehensive coverage from property and liability to workers’ compensation. We understand local business needs across Manatee and Hillsborough counties and offer customized solutions to protect your livelihood.
Read More
Home Insurance
Protect your Bradenton, Lakewood Ranch, or Riverview home with comprehensive coverage tailored to Florida’s unique risks. We offer homeowners policies that cover your property, belongings, and liability at competitive rates from multiple top-rated insurance companies.
RV, Motorcycle, & Toy Insurance
Enjoy your recreational vehicles worry-free with specialized coverage for RVs, ATVs, motorcycles, and jet skis. We provide flexible protection for all your weekend adventures throughout the Suncoast region and Tampa Bay area.
Learn More
Workers' Compensation Insurance
Protect your Bradenton, Lakewood Ranch, or Riverview business with comprehensive workers’ compensation coverage tailored to Florida’s requirements. We offer workers’ comp policies that cover medical expenses, lost wages, and employer liability at competitive rates from multiple top-rated insurance companies.
Want to See More Services? CLICK HERE and View All Services
|| Business Solutions ||
Protect Your Business with Comprehensive Commercial Insurance
Don’t leave your business vulnerable to unexpected risks. The right commercial insurance protects everything you’ve worked hard to build. Our Bradenton and Riverview specialists understand Florida business challenges and work with leading insurance companies to design coverage tailored to your industry and budget. Get the protection you need without overpaying.
Fast and Easy Process
Tailored policies for your specific industry needs
Commercial Auto Insurance
Protect your business vehicles, drivers, and cargo on the road
Workers' Compensation
Keep your employees protected and your business compliant with Florida law
Protect & Save Money
Comprehensive liability and property coverage
Have questions about insurance? We are here to help
Bradenton Office
Riverview Office
Formerly L&M Insurance Group
Have questions about insurance? We are here to help
Bradenton Office
Riverview Office
Formerly L&M Insurance Group
|| Our Client’s Feedback ||
What Say Our Clients About Our Services
Don’t just take our word for it—see what our clients have to say! Families and businesses throughout Bradenton, Lakewood Ranch, and Sarasota trust us for personalized service, competitive rates, and expert insurance guidance. Read their reviews and discover the Pacific Crest Lakewood difference.
We needed to make some changes in our family’s car insurance coverage/policy and Rebecca was an absolute joy to work with. Before contacting a new business, I typically check the Google reviews and was impressed with Lakewood Financial 5-star rating and the name Rebecca kept coming back with only nice comments. And all is true! Efficient and resourceful, she helped us navigate the insurance maze and find good rates. We are very satisfied and highly recommend this company. Thank you, Rebecca!
We cannot thank Rebecca enough. She sent us many options and was very honest about each, and our second quotes with another agent, as well. Her customer service has been outstanding.
Rebecca is absolutely the best insurance agent ever! She has helped me so much to get the best coverage. She is extremely knowledgeable, researches complex situations, explains options in detail and makes everything easy to understand. She is kind, conscientious, has a lot of integrity and is so easy to work with. I highly, highly recommend her.
Top notch customer service! Janey Smith helped me save so much on our auto insurance, she is a true professional. She is attentive and quickly attends to your needs/questions. We have our homeowners here as well and couldn’t be happier. 5-stars and A+++
|| Get a Quote Today ||
Ready to Save? Get Your Free Insurance Quote Today
Getting the right coverage at the right price starts here. Fill out our quick form and one of our experienced agents will contact you with personalized quotes from over 100 top-rated carriers. We’ll compare options to find you the best value for auto, home, business, life, or any insurance need. No obligation, no pressure—just honest advice from local experts who put your needs first.
|| Get a Quote Today ||
Ready to Save? Get Your Free Insurance Quote Today
Getting the right coverage at the right price starts here. Fill out our quick form and one of our experienced agents will contact you with personalized quotes from over 100 top-rated carriers. We’ll compare options to find you the best value for auto, home, business, life, or any insurance need. No obligation, no pressure—just honest advice from local experts who put your needs first.
|| Faq & Help ||
Frequently Asked Questions
Have questions about insurance? We’re here to help. Our experienced team serves Bradenton, Lakewood Ranch, Sarasota, Riverview, and surrounding Florida communities with expert guidance on auto, home, and business insurance. Below are answers to the most common questions we receive about coverage options, costs, and getting started. Don’t see your question? Contact one of our two local offices — we’re always happy to provide personalized answers and free quotes.
How do I get a free insurance quote from your Bradenton or Riverview office?
Getting a quote is easy! Simply fill out our quick online quote form or call our Bradenton office at (941) 747-4600 or our Riverview office at (813) 672-4100. One of our experienced agents will compare options from 100+ insurance companies to find you the best coverage at the best price — no obligation, no pressure.
What types of insurance does Pacific Crest Lakewood offer?
We offer a full range of insurance solutions including auto, home, boat & marine, motorcycle & recreational vehicle, and commercial business Insurance. As an independent agency representing 100+ top-rated insurance companies across our Bradenton and Riverview locations, we tailor coverage to your specific needs and budget.
How much does homeowners insurance cost in Bradenton or Riverview, Florida?
Homeowners insurance costs across Bradenton, Lakewood Ranch, Riverview, and surrounding Florida communities vary depending on your home’s location, age, construction type, proximity to flood zones, and coverage needs. As an independent agency with access to 100+ insurance companies, Pacific Crest Lakewood shops the market to find the most competitive rate that considers your specific property and budget.
Can I bundle my auto and home insurance to save money?
Yes! Bundling your auto and home insurance is one of the best ways to save money on your premiums. Our agents at both our Bradenton and Riverview locations will compare bundle options across multiple insurance companies to maximize your savings while ensuring you have the right coverage for both your home and vehicle.
How do I file an insurance claim or make a policy change?
You can contact our Bradenton office at (941) 747-4600 or our Riverview office at (813) 672-4100 and our team will guide you through the claims process or policy change with your insurance company. We’re here to make the process as smooth and stress-free as possible.
Do you have Spanish-speaking insurance agents I can speak to?
Yes! Pacific Crest Lakewood has bilingual, Spanish-speaking agents available at both our Bradenton and Riverview locations to assist you. We’re proud to serve Bradenton, Lakewood Ranch, Riverview, Brandon, Sarasota, Tampa, and surrounding Florida communities in both English and Spanish.
